Grand Theft Auto 5 – Top 7 Car Vehicles

This top seven list of cars worth driving in Grand Theft Auto V is based on the Grand Theft Auto 5 Vehicle Spreadsheet Statistics List (GTA 5)

1. Overflod Entity XF – Super

Speed 8.3
Acceleration 8.3
Handling 8.3
Brake 3.3


2. Benefactor Feltzer – Sport

Speed 8.2
Acceleration 8.5
Handling 8.0
Brake 2.7


3. Pegassi Infernus – Super

Speed 8.1
Acceleration 8.5
Handling 8.0
Brake 1.7


4. Annis Elegy RH8 – Sport

Speed 8.2
Acceleration 8.3
Handling 8.2
Brake 1.7


5. Coil Voltic – Super

Speed 8.2
Acceleration 9
Handling 7.4
Brake 3.3


6. Dewbauchee Rapid GT – Sport

Speed 8.2
Acceleration 9
Handling 7.4
Brake 3.3


7. Pfister Comet – Sport

Speed 8.2
Acceleration 8.5
Handling 7.9
Brake 2.7

Grand Theft Auto 5 Vehicle Spreadsheet Statistics List (GTA 5)

List View | Top 7 Car Vehicles | Data Source & Vehicle Pictures

UPDATE 10/12/2013: Kudos to thefountain88 for providing extra data (ie., pricing, capacity, pictures, etc.)to make the spreadsheet more useful.

High Yield Bank, Savings, and MMA Accounts Under Your Trust’s Name

Being a Trustee of a Trust, I was tasked with opening up bank accounts to manage the Trust. In order to maximize the returns, I decided on opening up multiple high interest bearing Savings Accounts and Money Market Accounts.

When I open the accounts, I don’t want the accounts to be under my name, but under the name of the Trust that also has an assigned EIN. It was quite difficult to find four banks with high interest that were Internet based.

The four banks that were setup to create my new account under the Trust name with me being documented as the Trustee were the following:

Ally Bank will be my primary since they offer the highest returns and will be my primary pass through account since they provide free ACH transfers between all the bank accounts.

For the most part, all the accounts have no maintenance fee and no minimum, so I can utilize them up to their FDIC $250,000 insured value or leave them empty if I don’t need them.

Here’s are my notes that list the banks that I had called into and was able to confirm that they DON’T open up new accounts under a Trust’s name. I definitely would’ve loved the higher returns in the 0.90% accounts, but alas, they didn’t support creating accounts under a Trust’s name.

Barclays – Doesn’t Accept Trusts @ 0.90% APY
Sallie Mae – Doesn’t Accept Trusts @ 0.90% APY
GE Capital Bank – Doesn’t Accept Trusts
American Express – Doesn’t Accept Trusts
FNBO Direct – No Trusts

Incredible Bank .86% – No Trusts
877.261.4750

CIT Bank .85% – No Trusts
855.462.2652

Colorado Federal Savings Bank .85%
877-484-2372,

Mutual of Omaha Bank .85%
866.264.1214
909.919.7220, Theresa

Able Banking .80%
888 I AM ABLE

TIAA Direct .76%
855.842.2372

Costco vs. Amazon.com vs. Walmart vs. Target Pricing List

LIST VIEW

Usually it’s assumed that Costco is ALWAYS cheapest. I’ve found that Amazon.com’s “Subscribe & Save” option with the 20% off is actually CHEAPER than Costco in some cases.

Just as a reference, the Costco pricing is mainly out of the Fullerton Costco located in Fullerton, California.

Here’s a referral link so you can try Amazon Prime for free for 30 days if you aren’t already on it. Not only do you get free 2 day shipping (which often for me is actually one day since one of their distribution centers are so close!), but you also get access to a ton of REALLY good TV shows and movies.

Peanut Butter and Jelly – Children’s Song – Featuring My 3 Year Old Singing

LYRICS
Peanut, Peanut Butter and Jelly (x4)
First you take the peanuts and you crush them, you crush them (x4)
Then you take the grapes and you squeeze them, you squeeze them (x4)
Then you take the bread and you slice them, you slice them (x4)

CREDITS
Featuring Chloe Kim (3 Years Old)
Performed & Produced by Jefferson Kim

I utilized Ableton Live’s native video mixing capabilities.

Daniel Bedingfield – If You’re Not the One (Auto-Tune)

For some reason there’s been a spike in views over the last couple of days for this video. I did a Google search for the term, “Daniel Bedingfield Auto-Tune” and my video seems to be ranked at #1. I’m actually getting more views now per day than when Daniel Bedingfield himself tweeted my video in 2011. So it’s kind of a mystery.

At #2 on Google is me being judged by a blogger named Bert, I believe.

Daniel Bedingfield – If You’re Not The One (Auto-Tune) There’s a refreshing casualness here, compared to some of the earnestness that’s coming up. jeffersonkim delivers his performance slouched on an office chair, framed by a superbly messy backdrop, swivelling and fidgeting away, with the occasional builder’s sniff to punctuate Bedders’s timeless melody. Sonically, you might be put off by the trilly autotune, but the alarming stereo separation is worse, if you’re listening on headphones. As for the big note, he wins me over with a very gracious ‘refusal at the first fence’ and a long sigh instead, as though finally reaching a toilet on a busy day. 3/5

Anyway, in a little while, I’ll probably get a better idea on where all the traffic is coming from for the video and I’ll update this post. Enjoy the video. I know it’s difficult for me to endure more than a minute.

Children’s Song – Yummy Yummy Cookies

http://www.youtube.com/watch?v=nBdR_eCCIec

I like to eat those yummy, yummy cookies
I like to eat those gooey, ooey cookies
I like to eat those yummy, yummy cookies
All day long

F C
Chomp, chomp, chomp, hear me stomp
G C
Munch, Munch, Munch, Give me a bunch

C Gm/Bb Am Ab
Yummy Yummy, Gooey-Ooey, Squishy Wishy, Crunchy Munchy

G C
Tastey-Wasty All Day Long!

=== === === ===

Written, Performed, & Produced by Jefferson Kim

Bank of America Changing Fee Structure for Business Economy Checking to Business Fundamentals Effective November 1, 2013

 

I just got this notice in the mail.  It used to be you could simply charge $0.01 onto your debit card to get the fee waived, but alas, that’s over beginning November 1.

 

As of November 1, your Business Economy Checking account will
become a Business Fundamentals® account giving you new ways
to avoid the monthly fee and a savings account with no additional
monthly fee.
We’re making these changes to help you get more out of your small business banking relationship
with us, and give you additional opportunities to avoid the monthly fee.
What’s not changing
Though the name of your account(s) is changing, basic account features and how you use your
account will not change:
• You’ll keep the same account number, debit card and Personal Identification Number (PIN)
• The monthly fee will not change
• You can continue to use your same checks
• If you have Overdraft Protection, your settings will stay the same
• You’ll also continue to have access to Small Business Online Banking, Bill Pay and Mobile and
Text Banking, with no change to your Online ID and Passcode
What’s changing
Monthly fee: You now have additional ways to avoid the $16 monthly fee. Starting November 1,
you will not be charged a monthly fee when you meet one or more of the following:
• Spend $250 or more in net new purchases using any one of your linked Bank of America
business debit, charge, or credit cards; purchases must post to your account to qualify. A single
point-of-sale debit card transaction will no longer allow you to avoid the monthly fee.
Or
• Maintain one of the following balances:
– A$3,000 minimum daily balance in your primary checking account, Or
– A$5,000 average monthly balance in your primary checking account, Or
– A$15,000 combined average monthly balance in your eligible linked business deposit
accounts
There will no longer be a combined minimum daily balance qualifier.

 

 

D-Link DIR-655 Wireless Router Dropping Connections Solution

I noticed my D-Link Wireless N+300 Mbps Extreme-N Gigabit Router (DIR-655) seemed to drop connections whenever someone was streaming a video.  Then I remembered a similar problem with the old router I replaced this with and went looking through the settings.

Under ADVANCED –> FIREWALL SETTINGS –> “Enable SPI:”, you’ll want it UNCHECKED.

This seemed to solve any sort of network slow down or dropped connections.  Also, you’ll want to disable QOS if you have it on.

Accounting, Human Resources, Payroll Overview for Start Up Businesses in California

This guide assumes you know 0% about all the numerous laws, best practices, etc., about running a business.  I obviously can’t cover everything, but I can at least bring to your attention some of the most important aspects to minimize your liability (AKA the risk of you getting sued).

 

Accounting

Payroll

Human Resources

– Break Even Analysis

    — Fixed Expenses

    — Variable Expenses

    — Income Sources (variable vs. fixed)

    — Break Even Point

FIRST OFF

Do you have:

    – Need an Federal EIN http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Apply-for-an-Employer-Identification-Number-(EIN)-Online

 

    – Need a State Employer ID

https://www.ftb.ca.gov/businesses/faq/701.shtml

ACCOUNTING

I’ll actually break accounting up into multiple parts:

 

– Accounts Payable

    – Credit Cards

    – Checks

 

– Accounts Receivable

    – Timeframe

    – Keep Track of Accounts and Review

 

– Bookkeeping

    – Quickbooks

    – Download Transactions Online

    – CATEGORIZE!!!

    – Look at Reports to adjust your “break even” analysis to be more accurate

PAYROLL

– In house, or Outsource (http://www.amesoft.com/)

    – Payroll Taxes

– Hourly / Salary

 

– Overtime:

    http://www.dir.ca.gov/dlse/faq_overtime.htm

 

    – Meal periods:

        http://www.dir.ca.gov/dlse/faq_mealperiods.htm

 

    – Paid Break

 

    – Rest Periods:

        http://www.dir.ca.gov/dlse/faq_restperiods.htm

 

– Time management software for clock in and clock out times

    – May come with payroll company

    – TimeTrex (open source)

    – Numerous other options

 

– WHY do this?

 

– Unemployment:

http://jeffersonkim.com/2012/09/20/unemployment-from-a-business-owners-perspective-in-california/

 

http://www.edd.ca.gov/UIBDG/default.htm

 

http://www.edd.ca.gov/pdf_pub_ctr/de2088c.pdf

 

Write Ups and notifications.

 

DOCUMENT EVERYTHING!!!

HUMAN RESOURCES

 

– Protected Classes

http://www.nolo.com/legal-encyclopedia/california-employment-discrimination-31690.html

– Applicable to Hiring, Firing, EVERYTHING

 

– At Will Employment

    http://en.wikipedia.org/wiki/At-will_employment

 

– Employee Handbook not 100% necessary at this stage

 

– New Hire Packet

    W-4

    I-9

    Lunch & Break Notice

    MPN Notifications

    Healthcare Notifications (http://www.dol.gov/ebsa/pdf/FLSAwithoutplans.pdf)