Part 1 can be found here: USAA Bank Threatening to Close Account Because of Suspected Business Transactions
USAA can’t specify which transactions have been “determined” to be business transactions. It’s serious enough that they want to close my account. Yet, when I ask specifically which transactions are in question, they choose not to provide that information.
Will USAA tell me what the specific transactions are that have been determined as business transactions? Nope.